Happy Cog
Incredible talent brewing over there in Philly. Thanks to the cogs for their guidance, creativity and expertise. They are scary good.

Room 214
Social media and word of mouth agency execs James Clark, Ingrid Getzen and Stepan Mazurov. We love using their blogging tool and we've had a blast working with them on our social media outreach and Twitter contests. Ingrid is the bomb!

Red Dot
Creative designers and friends Phil Schriver and Jason Ploog. When it comes to killer design, these guys are amazing.

The Integer Group
Sure they're a big agency, but did you know they have some serious Web talent under that big roof? Ian Leckie and Dan Hellerich are two of the most talented Web designers around. Thanks guys. And if you get any job offers from this, I want 10%.

Lava Row
A big shout-out to social media consultants and friends Nathan Wright and Hillary Brown. Thanks so much for your guidance and expertise. Looking forward to what we can dream up in 2009.

Relief Writer
Good friend and relief writer Bill Zahren came up with a couple hundred ideas with regard to what we should call ourselves. When the dust settled, "SmartyPig" was on the top of everyone's list. To this day, Bill remains one of the most talented freelance copywriters we know.

Again, without the help of these ultra-creative individuals, we wouldn't be nearly as cool as we're given credit for. It is our primary resolution to keep on seeking out the best and the brightest, as we strive to be the standard in social-financial services.

Mike Ferrari, co-founder