SmartyPig®

As we move into February, the temptation to abandon New Year's resolutions grows. Slimmer waistlines become less important, yes, but the paper-thin wallets of many of us cannot be ignored. The bills from over-indulging are starting to show up. The jingle bells of the best season have officially been drowned out by the constant economic storm that is raging worldwide. 

But there is hope. If you are experiencing the pain of a horrible holiday hangover, SmartyPig can help. Start saving for the 2009 holidays now and prevent next year's debt from ever happening. In an article on MSNBC, it suggests the same plan of attack. "You probably did all of your holiday spending in the last six weeks - or less," writes Sharon Epperson. "Tally up your expenses for this holiday season, including gifts, travel, entertaining. Divide the total by 10 and contribute that amount to your savings each month from January to October. Next November you can start spending that amount, paying cash for your holiday purchases."

SmartyPig makes this process quite simple. Enter the total amount you want to save, when you want to save it by and SmartyPig will do the rest. Every month on the day of your choice, SmartyPig will pull those funds from your checking or savings account into your constantly growing SmartyPig account. You'll also be earning one of the highest annual percentage yields in the market; and SmartyPig has teamed up with some of the country's top retailers who will give you up to an additional 6% cash boost on top of what you've already saved. Most importantly, you'll be satisfied knowing that your spending cash for the holidays at the end of the year is being taken care of now. 

Most people don't ever get to own the holidays. Using SmartyPig gives you the opportunity to do exactly that. No bills, no hassles, no worries - just an enjoyable holiday season.