SmartyPig®

We are not typically at liberty to share the cash boosts offered by our retail partners, but then Overstock.com is not your typical retailer. So gung-ho are they to offer their wares to our customers they trumped our highest cash boost of 5% and didn't care if we told you all about it.

Our agreement with each retailer dictates that we cannot disclose the exact boosts until a customer is ready to close their account, as the boosts can change and we cannot promise a number now that may be different months or years into the future when you reach your goal. The good news is that we are already seeing retailers who want to negotiate with us to make sure they get your business, as well as new retailers who are ready to put their money where their mouth is. Case in point: Overstock.com.

Overstock.com is able to deliver quality, name-brand products at deep discounts, while we at SmartyPig have always insisted that sensible consumers have the option of earning more money for their money. Together, it will be next to impossible for the discerning shopper to find a better deal online, which is key when budgets are tight. And we're excited to continue to maximize our customers' savings as our audience grows.

See, a SmartyPig customer who saves up for a new $1,400 flat screen TV for a year (after making a $100 initial deposit to set up their goal and making 12 additional $100 deposits over the ensuing 12 months) would earn nearly $25 in interest, and the boost from Overstock would be approximately $80 at time of redemption. That's an extra $100 on a smart $1,300 investment. And more importantly, at the end of the day, you own the television, not your credit card company.