I’ve come across a lot of articles this month on “managing holiday debt successfully,” or “using your credit cards effectively during the holiday season.” While the tips seem mostly valuable, they have me thinking: what if I want to NOT use a credit card this holiday season? What if I want to get through this December with NO debt? Well, how do I do that?
It seems simple, you set a goal and you start saving. When the holidays come around you have a goal full of cash to grab gifts for everyone in your life. Then the real world hits – there are emergencies, job losses, or just plain distractions. Maybe you reached your goal, or maybe you’re just three-quarters of the way there. Either way, SmartyPig can help you spend those dollars effectively.
Check out SmartyPig’s Cash Rewards Card with a flat 1% cash back everywhere you shop – every time you shop! And don’t forget our retailer gift card favorites like Macy’s and the Gap where you can get up to 11% cash back on dozens of your favorite brands. SmartyPig helps you make the most money for your money every step of the way!
Wishing you successful saving.
Sarah Foss, SmartyPig’s Media Mad Woman SFoss@SmartyPig.com