The SmartyPig Blog

Back to School Shopping Gets Smart

As August creeps around the corner our favorite retailer’s shelves are starting to show notebooks, pencils, backpacks, and more. Experts estimate spending to go again this year, and the retailers are responding in our favor – with aisles of deals and discounts.

Retailers intend to offer coupons, penny deals, and even incentives on Mac products. The deals are everywhere it seems, but that doesn’t mean buyers will shop without strategy. “A National Retail Federation survey of more than 5,700 adults found that consumers will do comparative shopping research online at a record-high rate in the survey’s history,” Says CNBC’s Courtney Reagan. It’s time for an organized approach.

As you cash out your back to school goals this month, don’t forget to make the most of those hot deals by adding SmartyPig to your shopping strategy. We offer cash back incentives of up to 11% from back to school favorites like Sears, Best Buy, the Gap, and more. That kind of cash could have you rewarding yourself with a dinner out to celebrate or the first contribution towards a spring break vacation!

Wishing you successful saving.

Sarah Foss, SmartyPig’s Media Mad Woman SFoss@SmartyPig.com

 

Back to School Ready

Back to school spending is expected to go up. Again. As that first day creeps around the corner, our favorite retailer’s shelves are starting to show notebooks, pencils, backpacks, and more.

Retailers intend to offer ecode coupons, penny deals, and even incentives on Mac products at Best Buy. The deals are everywhere it seems, but that doesn’t mean buyers will shop without strategy. “A National Retail Federation survey of more than 5,700 adults found that consumers will do comparative shopping research online at a record-high rate in the survey’s history,” Says CNBC’s Courtney Reagan. It’s time for an organized approach.

As you cash out your back to school goals this month, don’t forget to make the most of those hot deals by adding SmartyPig to your shopping strategy. We offer cash back incentives of up to 11% from back to school favorites like Sears, Best Buy, the Gap, and more. That kind of cash could have you rewarding yourself with a dinner out to celebrate or the first contribution towards a spring break vacation!

Wishing you successful saving.

Sarah Foss, SmartyPig’s Media Mad Woman SFoss@SmartyPig.com

 

Getting You Through the Pinch

It happens all the time: a minor fender-bender, an unexpected medical bill, or an appliance breakdown. It’s an unavoidable expense, and a new study shows that 50% of Americans would struggle to come up with the $2,000 or so needed in such a pinch. In fact, 28% of those polled said with “certainty” they could not cope with an unexpected $2,000 bill. Ouch.

The smallest of emergencies can be a fairly major setback if you don’t have the funds to cover; and we certainly know saving for something like this isn’t fun. But with SmartyPig it can be easy. In fact, we’re the best place for your spare change, and that’s just what this type of goal needs to grow. A small monthly transaction and a few extra bucks here and there and you’ll have one heck of a safety net in no time. And the next time you have a minor crisis, you know you can leave your credit card in your wallet and turn to your SmartyPig goal for help.

Here’s to saving your pocket change and saying with “certainty” you can handle the next small emergency that comes your way.

Wishing you successful saving.

Sarah Foss, SmartyPig’s Media Mad Woman

SFoss@SmartyPig.com

How Are You Using Your SmartyPig?

Today’s guest post comes to you from SmartyPig user Karen Kay.

I have six accounts, and I use them for a a mixture of short-term and long-term goals:

  • I have one going for an Amazon gift card (who can resist the 3% boost?!) – when I get to $250, I start contributing to a new one.
  • One for my car insurance – so I can pay it all at once when it comes due, and not have to bother with monthly payments. After I pay for this year’s insurance, I’ll start a new goal to pay for next year’s.
  • One for my Pilates sessions (I buy a series 2x year because it’s cheaper that way – as soon as I redeem one, I start another.
  • One for my cell phone (I have a pay by the minute plan, and I’ll buy $100 of minutes in November). I’ll start another after I redeem this one.
  • One for vacation (I meet up with my siblings every year). I’ll start another after I redeem this one
  • One for an emergency/new car fund – this is the only one that will last past the end of this year because the amount of money is so high.
Not exciting stuff, but I feel that SmartyPig keeps me saving constantly, and it all adds up relatively painlessly.

 

Thanks and good luck, Karen from the SmartyPig team!

Springing a Leak in Your Summer Budget

Screen Shot 2016-06-23 at 1.20.41 PMSummer bills can add up quickly. If you’re like my family we eat more meals out, we spend more money on entertainment and our energy and water costs go up. You don’t have to skip filling the kiddie pool and that fun summer camp to save some coin, though. MSN Money gives us 5 fun ways to save some cash during the warmer months.

First? Spend wisely on that vacation. Many SmartyPig savers have vacation and travel goals. It makes vacation time a whole lot more fun when there isn’t a credit card involved. Second, shop around for camps and family entertainment. There are coupons everywhere! Sign up for an email list, earn free bowling. Do you research, and save. Lastly, “summerize” your home. Check your windows, close doors, don’t leave the hoses running, etc. Those few minutes here and there really do add up.

Wishing you a fun (and thrifty!) summer.

Sarah Foss, SmartyPig’s Media Mad Woman, SFoss@SmartyPig.com

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