The SmartyPig Blog

Cash in Your Pocket

‘Tis (nearly) the season where you’re buying presents for everyone but yourself. Why not change that with SmartyPig’s Retailer Gift Cards? When you buy a Retailer Gift Card for yourself or someone else, SmartyPig will give YOU up to 11% cash back.

Retailer favorites include Amazon, Macy’s, Overstock, Bath & Body Works, Foot Locker, Gap and so many more. And we have restaurants and entertainment too, like Maggiano’s, Olive Garden and Regal Entertainment Group.  (See the full list of Retailer Gift Cards here.)

Saving with SmartyPig truly knows no bounds. And now you can save even more when you spend your holiday shopping dollars the SmartyPig way!

Happy saving – and shopping!

Sarah Foss, SmartyPig’s Media Mad Woman SFoss@SmartyPig.com

Money Mistakes to Miss

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Financial advice for those in their 20′s and folks nearing retirement is abundant to say the least. So when I saw an article highlighting those of us in our 30′s, I was all over it. Some people have it figured out by these precious years, many are just getting started and few have even misstepped and started over again. In short, it’s an important decade when it comes to financial decisions.

Yahoo Finance lists the mistakes I, as a 30-something,  should definitely steer clear of. First? Not saving for retirement, and alternatively, not saving for your children’s education. College costs have risen 1,000% in  in the last 30 years, and the cost to retire isn’t going down either. It’s important to set aside donations for both of these goals, the most important decade is now.  This is also a popular time to get married, have children and buy new homes. It’s important to purchase the roof over your head within your means and also discuss all big purchases (now and those down the road) with your spouse. And lastly, as unpleasant as it seems, discussing and preparing a will is just as important as taking the aforementioned life steps. Financial plans for the present and the unknown are never measures you’ll regret taking.

Wishing you successful saving.

Sarah Foss, SmartyPig’s Media Mad Woman, SFoss@SmartyPig.com

An “A” in Finance

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Mediocrity isn’t something most of us covet. Especially when it comes to good financial sense. Unfortunately, that’s exactly where America’s young people reside when it comes to dollars and cents. It’s the responsibility for us, as parents, to start our children on the path of good financial sense. And how to start? The experts discuss.

First off, get your own house in order. It’s challenging to advise a young adult on the draw backs of using a credit card, when you are largely in debt yourself. Next, lead by example.  Teach them to “do as you do” and not simply as you say. Lastly, teach them the basics. As you check out at the grocery store explain the differences between your debit card and your credit card. Teach your preschooler how many quarters are in a dollar and your high schooler what an interest rate is. It doesn’t have to be overwhelming for you as a caregiver, just talk through the basics as they arise in your life.

Wishing you successful saving (and teaching!)

Sarah Foss, SmartyPig’s Media Mad Woman, SFoss@SmartyPig.com

Tips To Jump Start Your Holiday Savings!

SmartyPig: Jump Start

Labor Day weekend brings the unofficial end to summer as we transition into shorter days, school, football, and holiday planning. The holiday season feels to begin earlier each year, or so says the store displays.  We are also less than three months away from Black Friday and Cyber Monday shopping sprees. As with many Americans the cooler weather has prompted my husband and I to begin planning for our kid’s Christmas gifts. We have to. There are gifts to consider and travel to plan for. And there’s no way around it: It’s a costly time of year.

“10 Tips to Help you Save $1,000 by Christmas” flashed on Yahoo Finance, and it was just what I needed to cure my early onset of holiday axiety. The article offered simple ways to cut back without sacrificing your lifestyle. Tips like changing your cell phone plan to accommodate your true usage, dropping unused premium cable channels, and utilizing Craig’s List to sell unwanted items can be done easily and could get you some big-time extra cash by the time you’re ready to shop.

That’s where we come in.

Take that savings and start a SmartyPig Holiday savings account today. You’ll watch your money grow with our industry leading interest rate AND you can receive up to 11% cash back from top retailers and travel sites! When the holiday deals start rolling out Friday, November 28, SmartyPig wants you to be first in line, cash in hand, to start your shopping season in a way that won’t lead to a holiday hangover come January credit card bill time.

Wishing you successful saving!

Sarah Foss, SmartyPig Media Mad Woman
SFoss@SmartyPig.com

How Are You Using Your SmartyPig?

We’ve been saving for a trip to Disney World with SmartyPig. We started off by collecting change in a jar. We quickly outgrew the jar and need “safer” collection methods. SmartyPig was the way to go! Can’t wait to take our trip next year. – Elizabeth

I use SmartyPig to save for my next car downpayment. I actually just bought a new car, but they payments are $100 lower than what I was paying previously, so I easily save that extra $100 a month. Hopefully I’ll have $5,000 by the time this car is paid off :) – Sarah

I’m saving for a trip to the beach! – John

SmartyPig is helping my kids save their allowance. They get some in cash each month, but some of it goes immediately into their SmartyPig accounts. – Cindy

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