Every home is prone to disaster, so it’s better to plan ahead. There are so many things that can go wrong, and if you don’t have a reliable home warranty set up, the costs can add up quickly.
One of the many problems home owners can face without warranty is the breakdown of appliances. Though, for some it will be too late to purchase a warranty, with smartypig.com you can set up a savings plan to repair your worn out or broken down appliances. Better yet, though, through the savings plans, you can start saving up and continue to set aside money regularly to pay for your warranty.
One of the many advantages of smartypig.com is that it is completely free! Many savings plans cost you more money than they save you, but through your free account you can save your money, manage it better and even earn cash boosts as you reach your savings goals. Saving money can be difficult, but through this savings engine, it can be even more rewarding and much easier than saving it through your bank account. With a competitive interest rate and many opportunities for cash boosts, SmartyPig is the best way to go.
Stay Out of Debt</strong>
Another great feature of having a savings account through SmartyPig is that you can set up specific savings goals over the time period of your choice. The easiest way to save money is to not spend money you don’t have, and to do that you have to save up. Since it’s much easier to spend money freely, it helps to have a plan to stick to. SmartyPig gives you exactly that, a pre-planned savings budget that will help you reach all of your financial goals and still stay out of debt.
You can also set up as many separate goals as you want! No more wading through your savings account to remember how much money was supposed to go to what, with this feature you will be able to make saving fun. By separating each savings project, you can adequately separate fun savings such as a new car from necessities like house payments. With an organized plan for saving money, all of your impossible purchases can become simple and in reach! Things like warranties, insurances and repairs will flow smoothly with your cash flow as you spread out your free spending over a set period of time.
There’s nothing quite like that feeling of accomplishing one of your greatest dreams, but they can be difficult to reach if you’re one of the many people that has cash “burning a hole in your wallet” as soon as you get paid. A structured savings plan can help you to get out of debt and to reach otherwise impossible financial goals. You can even read inspiring stories from people who have succeeded in their plans by using SmartyPig to save their money.
Start Saving Now
Saving on warranties for your home is one of the many things that you can accomplish through SmartyPig. This free program offers incredible savings opportunities to reach financial goals you never could have imagined otherwise. Even minors (underneath an adult’s account) can have savings plans to begin saving up for their future. The earlier you start saving, the more money you will be able to set aside, and the more dreams you will be able to live out. Start saving and join SmartyPig today! If you set it up now, you can save yourself loads of trouble later. The same goes for your warranty, if you plan ahead, it will cost you less and you can avoid the stress in the long run.
David Glenn is a home improvement expert. He occasionally freelance writes about home maintenance and DIY home repair. He’s also knowledgeable about topics like how to improve social presence and building a reputation online.
My christmas fund is in place and we decided on a Disney vacation fund! Six ppl camping out at Disney! I smile when I see that debit in my checking acct! – Brandi
A trip to Europe for my 30th birthday! – Sandra
Next year is our 20th anniversary. I started a goal to spend it in VEGAS! – Sharon
A fall shopping fun. I’m on the path to losing weight and want a new wardrobe next year to show it off! – John
While we’re only half way into the tax return season, the IRS notes paying out $125 billion dollars in returns and processing 50 million tax returns. Even better, 83% of those individuals have qualified for SOME type of return. The average refund is $2,800, but the IRS expects that to crawl slightly just like it did last year.
$2,800 is a nice start to a vacation, a get out of debt payment, or a safety net for an unforeseeable emergency. Over two-thirds of Americans opt to to have their return directly deposited into their bank account. My family chooses to take that return right out of our checking account and pop it into a new SmartyPig goal. It’s like the money was never there, and in a better place – collecting interest, getting me closer to a beach and fruity drink in hand.
How will you save your return this year?
Sarah Foss, SmartyPig’s Media Mad Woman, SFoss@SmartyPig.com
America Saves Week is off with flying colors. I’m finding more great articles than I can read encouraging American’s to save more, assess their spending, and my favorite; take a pledge. The experts behind the “holiday” encourage savers to hold themselves accountable. And the best way to do that? Write it down. Commit. Take a pledge.
Interested? Check it out here. Identify the saver (you), list what you’d like to save for, and commit to the amount you’ll put forward each month to reach your goal. It’s genius and easy. And we really like it, because it’s exactly what you’re doing here at SmartyPig, except you’re putting your money where your mouth is and you’re taking that monthly or weekly withdrawal and putting it towards something. You’re watching your savings grow and you’re getting closer to a vacation, a safety net, or even just a new T.V.
We challenge you to take the pledge this week and open a new savings goal with SmartyPig!
Wishing you successful saving.
Sarah Foss, SmartyPig’s Media Mad Woman, SFoss@SmartyPig.com
What is America Saves Week? It’s almost as celebrated as the holidays are here in the SmartyPig office.
American Saves Week is “an annual opportunity for organizations to promote good savings behavior and a chance for individuals to assess their own saving status.” Say the folks at the center of it all. So whether you’re a saves week veteran or your new to the holiday this year, take some time and assess your financial situation. Look at your bills, asses your knowledge, set some goals, and get inspired. Financial outlets all over the country will have stories to inspire you and kick you into gear. Be sure to check out the SmartyPig blog while you do so.
Get to saving, America!
SmartyPig’s Media Mad Woman, SFoss@SmartyPig.com