We've also added a new "Features" page in the "About" section that will highlight new features as we roll them out in the future.

And lastly, many of you have suggested it would be nice to see when your next monthly contribution will be initiated. You can now locate this information in the goals detail section of your account.

In 1st quarter of 2009, we will be rolling out a new mobile application and we wanted to give you a sneak peek so here you go! And yes, very soon your SmartyPig account will integrate with sites like Mint, Geezeo, Wesabe, Rudder, Yodlee and more...

Thank you to everyone for making 2008 a terrific year at SmartyPig. We are looking forward to 2009 and with your help, suggestions and feedback, we will continue to improve upon what we believe is the simplest and most rewarding way to save.

Rather than build the store from scratch, we set out to find the ideal partner. So in our quest for the perfect online store, we were fortunate to stumble upon Storenvy. It seemed like a perfect marriage of sorts. SmartyPig is all about social savings. And Storenvy promotes itself as the "Social Online Store Community". And we could not be more impressed with their site design and technology.

So please take a moment to checkout our store. Buy something if you like and help spread the word of SmartyPig and responsible savings! And please let us know if there is anything else you'd like to see in our store. Comments and feedback are always encouraged and appreciated.

Thanks to everyone for playing, we had about 140 responses.

This month's contest was: Name at least one social networking site that you can post the SmartyPig widget to.Some answers were very creative, but the most common answer, by far, Facebook.

Here are the other sites that you can post the SmartyPig widget to: MySpace, Google, Dashboard, Live, myYearbook, Netvibes, Hi5, Freewebs, Xanga, Friendster, Tagged, Blackplanet, Blogger, TypePad, Livejournal, Wordpress, Hoverspot, Multiply, Eons, Pageflakes, Webwag, Orkut, Vox, Piczo, and Perfspot.

Here is the video revealing the winners:

Congratulations to jucie_tim, spurrachel and andydrish! Please make sure to DM us your address on Twitter, so we can send your $100 gift cards.

Those that made it into the top 20 were: meaganfish, RoboJenny, joshbyers, cgarrety, Rockitten, JuggleNuts, holib, muffidunes, Suzika, JiveTurkeyDM, HLilienthal, Mounsdon, Peteness, johnerobinson, CourtneeCee, forjive, jeremyfrank

1. After 15 minutes, we will be picking 20 random people with a number generator from the pool of correct answers.
2. We'll be bringing back a trusted method in selecting three gift card winners.
3. We'll post the process here on our blog, so everyone can follow along!

Make sure:

1. You're following us on Twitter.
2. We'll ask the $100 question on Thursday, December 18th at 3PM CST.
3. Answer the question correctly for your chance to win!

Remember: if you don't already have a SmartyPig account, it's Free to set one up! Winner must be in the US.

Good Luck!

Reading a post by Lynnae from BeingFrugal.net struck a chord with me. She's been saving for months for her holiday purchases using SmartyPig. She has all of her shopping done and is able to sit back and relax, not worrying about a bill-filled January. She knows she won't be a part of the holiday hangover crowd (paying off her credit card bills for the next year) because she owns everything she bought.

I also read a post from Krystal about her uncertainty of today's markets and what she should be doing with her money. She's using SmartyPig and set up a goal just to save. In her words, the simplicity, automation and the fact that her money can't be easily raided keep her from spending what she's saving. She's earning interest, watching her money grow and is able to share her progress with friends, family and readers of her blog.

They aren't the only ones. People everywhere are figuring out that the best way to buy something is to save up for it first. The savings rate has more than doubled from this time last year to 1.3% during the July-September quarter. Though still relatively low compared to other countries, it is expected to rise as more and more people begin to reverse the credit-card mindset of "buy now, pay later." And with SmartyPig's terrific interest rate (3.9%APY) and cash boosts, discerning savers are reaching out to us like never before. So join the saving trend! Create a goal! Today is the first day to start "saving" your life.