For the second contest of the month, we asked 'When does interest on a SmartyPig account begin to accrue?' The answer is: Interest begins to accrue once the funds have been received by SmartyPig and have posted to your account. This means that SmartyPig has collected the funds and West Bank has full use of said funds. For your security, funds may take up to 2-business banking days to post to your account.

Of course, we accepted all sorts of variations of that answer for almost 200 correct answers into the pool! We randomized our list to 16 and picked the 4 $100 SmartyPig gift card winners:

You'll know the top 16 by watching the video! Thank you to everyone for playing and good luck next month!

Congrats to our winners: @chriswoods85, @kidzmatter2me, @AlixLogan, @QuestionXisting!

To kick things off for the first contest this month, we asked 'What was the title of the session SmartyPig participated in at SXSW? The answer - Banking 2.0: Financial Services Driven by People & Emerging Technologies (we also accepted the short version - Banking 2.0).

Between Twitter and Facebook, we had over 150 players, randomized our list to 16 and picked the 4 $100 SmartyPig gift card winners:

You'll know the top 16 by watching the video! Thank you to everyone for playing and good luck in the contest on March 30!

Congrats to our winners: @tcita, @hangontomato, jimpryde@ (Facebook winner) and @markevaul!

SmartyPig will be giving away not just three, but FOUR $100 gift cards through our monthly Twitter contest, TWICE:

1. Thursday, March 18 at 11am CST. We will tweet a question and give our followers 15 minutes to reply for a chance to win.

2. Tuesday, March 30 at 11am CST. Same format as above!

The format:

1. After 15 minutes, we will be picking 16 random people with a number generator from the pool of correct answers.
2. We'll use an old favorite to help in selecting three gift card winners.
3. We'll post the process here on our blog, so everyone can follow along!

Make sure:

1. You're following us on Twitter or are a fan on Facebook.
   
2. We'll ask the $100 question on Thursday, March 18 AND Tuesday, March 30 at 11am CST.
3. Answer the question correctly for your chance to win!
4. If you are answering via Facebook, you will need to email us the answer (email to be provided at contest time) within the 15 minute time frame.

Remember: if you don't already have a SmartyPig account, it's free to set one up! Winner must be in the US.

Good Luck!

Guest Post from our friend Rob Garcia, Director of Product Strategy at Lending Club.

SXSW Interactive has quickly become the conference where attendees and presenters explore the latest trends, technologies and products that are changing how we interact, communicate and transact.

This year, Lending Club will sit with SmartyPig, Mint and CreditKarma to talk money and innovation in the banking industry. Jennifer Openshaw, CEO of Family Financial Network will moderate a conversation that promises to be interesting and thought provoking.

In the midst of a financial crisis, people are compelled to save, budget and lower their dependency on traditional financial services. Stock picking communities, person-to-person lending, personal finance management and even credit score management tools, have emerged to serve the changing needs of customers exclusively served by traditional banks and credit unions.

In this panel, we will discuss key trends, emerging technologies, and financial products that are changing the way people interact with the banking and financial services industries.

Banking 2.0: Financial Services Driven by People & Emerging Technologies

• Saturday March 13 at 12:30pm at the Hilton Hotel, downtown Austin, Room G
• Moderated by Jennifer Openshaw, CEO of Family Financial Network
• Attend >>

Panelists:

• Rob Garcia, Sr Director Product Strategy, LendingClub.com
• Aaron Forth, VP of Product, Mint.com
• Kenneth Lin, CEO, CreditKarma.com
• Bob Weinschenk, CEO, SmartyPig.com

Can't attend in person? Don't miss out on this stellar line-up! Follow @SXSWfinance for live updates and questions to the panelists during the panel.

The following was a guest post by our friend Rob Garcia, Director of Product Strategy at Lending Club.