The SmartyPig Blog

NEW SmartyPig Features Coming Your Way!

Over the past few weeks the team at SmartyPig has been transitioning our existing platform to our new banking partner, Sallie Mae Bank. During this process, we have also been busy creating enhanced features for you!

  • In addition to better interest rates available on November 1, 2016, SmartyPig customers will also benefit from new features including: The ability to make partial withdrawals, which means you can now take some of your money out of a goal without closing out the goal.
  • Direct deposit – pay yourself first from your paycheck!
  • A new and improved web experience allowing you to access your SmartyPig accounts from anywhere, and with any device.

Access to these exciting new features is just one click away! Simply login to your account starting today and authorize the transfer of your account. It’s as simple as that!

While our team toils, some features will be removed for a short period of time. Others will be removed permanently. The features that will affect our SmartyPig users are: public gifting and retail gift cards. The mobile application will no longer be available after October 15, 2016, and will be replaced with a fully responsive site across all access channels when we go live with the new SmartyPig on November 1, 2016. You may also experience short periods where the website is slow or down temporarily while we make this transition.

We are here to answer your questions by email at Support@SmartyPig.com or by phone at 877-751-6884.

As of November 1, 2016 SmartyPig will be offered through Sallie Mae Bank, Member FDIC.

Cheers to a better SmartyPig!

A NEW Interest Rate and MORE!

Last week we let you know about exciting changes coming to your SmartyPig account with our transition to Sallie Mae Bank. That transition means you’ll enjoy new features like direct deposit, partial withdrawals, and better interest rates! What’s more, SmartyPig customers will soon be able to earn as much as .90% APY (Annual Percentage Yield)* on their savings goals! In fact, ALL SmartyPig customers will enjoy a rate increase on November 1!

A new, competitive interest rate means you will be earning even more by saving with the new, improved SmartyPig!

Access to these great new rates is just one click away. Simply login to your account today and make sure you’ve authorized the transfer of your account to Sallie Mae Bank. It’s as simple as that!

We are here to answer your questions at Support@SmartyPig.com or by phone at 877-751-6884.

Cheers to a better SmartyPig!

*Advertised Interest Rates and Annual Percentage Yields (APY) for the SmartyPig account are variable and may change after account opening, are based on your account balance, apply to personal accounts only, and are accurate as of 11/1/2016. The ongoing APYs and Interest Rates associated with different account balances are: If your daily balance is more than $0 but less than $2,500 the interest rate paid on the entire balance in your account will be 0.80% with an annual percentage yield of 0.80%. If your daily balance is $2,500 or more but less than $10,000 the interest rate paid on the entire balance in your account will be 0.85% with an annual percentage yield of 0.85%. If your daily balance is $10,000 or more but less than $50,000 the interest rate paid on the entire balance in your account will be 0.85% with an annual percentage yield of 0.85%. If your daily balance is $50,000 or more the interest rate paid on the entire balance in your account will be 0.90% with an annual percentage yield of 0.90%. Fees could reduce earnings. Please refer to the SmartyPig Account Terms and Conditions Agreement for details.

As of 11.01.2016, SmartyPig will be offered through Sallie Mae Bank, Member FDIC.

 

Introducing the NEW SmartyPig

We are excited to announce today that beginning November 1, 2016 SmartyPig accounts will be held at Sallie Mae Bank. This change is an exciting one for you because Sallie Mae will answer your requests for a higher interest rate, partial withdrawals, direct deposit and more goal-saving features!

What do you need to do to make the transfer to the all-new SmartyPig? Simply login to your account starting today and authorize the transfer of your account. It’s as simple as that!

We are here to answer your questions by email at Support@SmartyPig.com or by phone at (877) 751-6884.

As of 11.01.2016, SmartyPig will be offered through Sallie Mae Bank, Member FDIC

Cheers to a better SmartyPig!

 

 

How Are You Using Your SmartyPig?

To save for THE ring – Eric

I’m saving for a vacation to Disney World. We plan to take my entire extended family, and hopefully provide hotel and some meals. It will be such a treat for all of us! – Pat

SmartyPig makes saving for everything easier. I usually have one or two goals open for small things and always one for an emergency. Luckily, I’ve yet to use the emergency one! – Damian

Back to School Bargains

As Christmas is to December, August is synonymous with back-to-school shopping. Notebooks and backpacks line the aisles of your favorite superstore, while discount jeans and tennis shoes call to your children from national retailers. It’s fun, right? Getting ready for a new year. However, the not-so-fun part is the price tag, averaging more than $600 this year. So how do you keep costs down? 

Take your shopping trip solo. You’ll feel less influenced by your child’s “wants” and more apt to buy only the items on your list. Additionally, shop on the tax-free weekend. Next, go generic. Who cares if your crayons say “Crayola” on them? 50 cents here and there, really adds up. And lastly, team up with other parents. Buy items in bulk and swap them out with others. You’ll save big bucks on these purchases from retailers like Costco and Sam’s Club.

Save yourself some dollars this year, and if you’re really into stretching your dollars, check out SmartyPig’s cash back retailers, including back to school favorites:  Macy’s, Staples, Sears, Old Navy and so many more! We can net you up to an additional 11% just by starting a quick goal and cashing out before Labor Day. It’s FREE money. Why not take what you can get when you need it most?

Wishing you successful saving.

Sarah Foss, SmartyPig’s Media Mad Woman 
SFoss@SmartyPig.com

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