Well, to begin with I have a younger brother who is an “A” student & an aspiring artist, who loves to create digital art. That being said, he uses a 2007 Mac Mini. With a tablet. This of course can be difficult at times, as he makes one stroke on the tablet, it takes a few seconds for it to input on the computer. It is quite slow. That is why I have made a goal to get him an Alien. why such a powerful computer you may ask? Well, he may not be doing much gaming on it, but this would immensely help him with his digital art. & college which he will be starting this year. I hope that SmartPig will help achieve the amount to help my brother grow his talent, which is art. -Yevgeniy A.
Much like Tickle Me Elmo or TV’s on Black Friday, the “must-have” gifts of today are gift cards, cash, and well, more gift cards. It’s the gift that fits everyone; it never goes out of style, and it’s multi-purpose in terms of saving you money. So, what are the “favorite” shiny plastic cards this year? A poll of 4,000 people found their favorites to include various, but namely: Macy’s, Best Buy, Amazon.com, Bed Bath and Beyond, and Lowes.
The best part of this simple, yet lovable-by-all gift? SmartyPig has ‘em and rewards YOU for giving them! Check out our full list of retail favorites here. And then cash out your goal to purchase yours today! There’s still time to gather these as holiday gifts for the loved ones in your life. And with favorites like those mentioned above and others including: Babies R Us, Cabela’s, Gap, and Old Navy, you’re guaranteed to find the “right” gift for each and every person on your list. And remember that part I mentioned about rewarding yourself, too? Well, each of these cards provides you with cash back of up to 11%.
It’s a win-win! Get yours today!
Wishing you successful saving.
Sarah Foss, SmartyPig’s Media Mad Woman SFoss@SmartyPig.com
Saving money doesn’t have to be hard; there’s simple saves all around us that a lot of the time are completely overlooked or forgotten. Here are ten little saves everyone can do that will eventually add up to something substantial.
Unplug it All
Save on your electricity bill by unplugging your TVs, cable boxes, media players, game consoles and other electronics that use energy even when they’re off. Plug them all in to a power strip so all you need to do is unplug that. Do this especially in rooms that aren’t used that often throughout the day. If you do this every night before you go to bed, it will start to add up over time.
Bottle Your Tap Water
If you’re buying bottled water, you’re paying way more for something you already have coming out of your faucet that’s every bit as good and just as safe. Not to mention you’ll help the environment by discarding less plastic bottles every day. If taste’s the issue, splurge on a filter, like Brita or Zero water; it will save you money in the long run.
Get Free Trash Bags from your Grocer
For your home waste containers, use the plastic bags you get when you shop for groceries. Any plastic bag will do; they’re usually big enough to fit snug around the rim of most trash cans. This will save you from having to buy garbage bags every couple of months.
Open a Savings Account With a Decent Interest Rate
There’s nothing easier than having a passive income. Your money supply grows and accrues interest without any effort on your part. Current interest rates are historically low, but these are currently the banks that have the best interest rates.
Use your SmartyPig Cash-Back Rewards Card.
While your money is in the bank accruing interest, make some money back on all of your purchases by using your SmartyPig 1% Cash-Back rewards card. It’s easy, and there’s no fear of over-draw or late fees since you’re only using the amount of money you put into it.
If you favor generic/store brands over brand name products, you can end up saving a good amount of money every time you shop. In many cases, brand name products and generic/store brand products are made on the same production line and only the packaging, and the price, are changed.
Plan Meals Around What’s on Sale That Week
Instead of having the same thing every week, or making what you’re really comfortable with, check your grocery store’s weekly ad (they’re all online if you don’t get them in the mail) and shop by what’s on sale at your grocery store. This will do a couple of things for you: it’ll save you money on your grocery bill, and it’ll expand your culinary horizons when you inevitable cook new meals.
Make the Switch to LED Bulbs
Yes, LED bulbs do cost a bit more than traditional incandescent bulbs, but they only use about 20% as much energy. Once you switch your whole house from incandescent to LED bulbs, they quickly pay for themselves and save you a good amount of money on your monthly electricity bills. Not to mention, they also last up to 50 times longer than your traditional bulbs!
Keep Your Tires Inflated
Sure, it sounds simple and obvious when pointed out, but most tires are 5-10 PSI below what they should be. Why does this matter? For every two PSI your tires are below the recommended level, you lose 1% in gas mileage. Keeping them inflated could potentially save you 5% in gas mileage. By contrast, driving an average of 12,000 miles in one year with under-inflated tires could cost you anywhere from $300 to $500 per year.
Keep to Your Budget by Leaving the Credit Card at home
If you’re going to go shopping, opt to only bring a budget-friendly amount of cash on you, or load a within-budget amount on your Smartypig Cash Back Rewards Card and leave your credit card at home. This will keep you from overspending. Keep track of how much you’re spending as you go to keep yourself within budget, and ask for every receipt. This will limit your amount of impulse purchases and keep you focused on the essentials. If you’re afraid to leave your credit card at home in case of an emergency, bring it with you and keep it in the glove box in your car.
These 10 easy and often overlooked ways to save are a great accompaniment to bigger ways to save like couponing, cutting your cable bill by opting for cheaper online substitutes, and doing your research when you shop around for home owners insurance and car insurance. What other simple ways do you save a little cash today that can potentially become something significant?
JT Ripton freelance writes to inform and intrigue and is also huge on saving every penny possibl
Downpayment for our first home. It’s been a long, and arduous process but soon we will finally own our home we currently rent! – Pat C.
I am saving for my grandson’s first car. He’s only 2, but I feel like this a great gift to both him and his parents. Plus I can ensure he drives a safe car! – Darrell L.
Holiday gifts are always on our list of things to save for. Sometimes that fun gets drained for an emergency, but most of the time we’re left with several hundred dollars to cash out each December. It makes holiday shopping that much more fun when you know it’s already paid for. – Sara P.
I have a coffee fund. We’ve cut most of our extra expenses from our budget since I stopped working and stay home to care for our children. Caffeine helps on those long days, so I stash extra monies in my SP goal and cash out every once and a while to fuel my coffee drive-through addition. – Cindy.
Whether you plan to shop online or in the store, SmartyPig can make you money while you spend it this Holiday Season. Find the perfect gift for everyone on your list by cashing out your goals to retail favorites like Macy’s, Best Buy, and the Gap, and receive up to 11% Cash Back! And if you’re more of a last minute shopper, don’t forget your bonus cash boost with Amazon arrives in your inbox immediately after you redeem any savings goal.